No Surprise Bills. No Copays. No Middlemen.

Membership covers 90% of what you’ll ever need from primary care doctor. See what’s included—and what advanced testing costs—with no surpri

Member Tiers and Pricing


Sovereign Individual: $395 monthly or $4,200 annually ()

  • Unlimited home visits (within service radius)

  • Direct text/phone/video access

  • Annual physical exam

  • Annual routine labs - CBC, CMP, fasting lipid panel, dipstick UA, TSH, Free T4, Vitamin D

  • Included services - EKG, rapid strep, urine pregnancy, ear lavage, skin tag removal

Sovereign Couple: $695 monthly / $7500 annually ()

  • Same Features as Sovereign Individual but for two persons in the same household.

Longevity Intensive: $595 monthly / $7100 annually ()

  • Full Foundational Panel annually: ApoB, Lp(a), fasting insulin, hs-CRP, homocysteine, GGT, uric acid

  • Quarterly 30-minute check-ins (in person or virtual) focused on metabolic optimization

  • Priority scheduling for home visits

  • 20% discount on Male Vitality Panel or Thyroid and Autoimmune Panel if needed later in the year

Compare to Insurance Pricing.

Traditional insurance is designed for catastrophic risk, yet it forces you to use it for primary care. That creates a cost wedge where you pay premiums and cash prices for routine medicine until a massive deductible is met. DPC + health share separates the two functions: you pay a fair price for unlimited primary care, and you keep a catastrophic backstop for the rare hospital event.

Scenario 1: Healthy Year (No major illness, one urgent care visit, routine labs)

ACA Bronze $7,800 premiums + $800 in cash-pay labs/visits (subject to deductible) = $8,600

ACA Gold $13,200 premiums + $400 in copays = $13,600

DPC + Health Share$7,800 combined + $0 for primary care visits/labs = ~$7,800

Result: DPC + health share is cost-competitive with Bronze and thousands less than Gold—but with infinitely better access.

Scenario 2: Moderate Event (ER visit for laceration, imaging, follow-up)

ACA Bronze$7,800 premiums + $5,000 toward deductible = ~$12,800

ACA Gold$13,200 premiums + $2,000 deductible hit + copays = ~$15,500

DPC + Health Share$7,800 combined + $1,500 IUA (Sedera-style per incident) + DPC handles all follow-up at $0 = ~$9,300

Result: The IUA functions like a deductible but is often lower, and your follow-up care is already paid for by the DPC membership.

Scenario 3: Major Event (Surgery, hospitalization)

ACA Bronze$7,800 premiums + $9,450 OOP max = ~$17,250

ACA Gold$13,200 premiums + $5,000 cost-sharing = $18,200

DPC + Health Share$7,800 combined + typically $2,500–$5,000 in unshareable/IUA costs per incident = ~$10,300–$12,800

Result: Health shares often have lower exposure per incident than ACA OOP maximums, though they lack the regulatory guarantees of insurance (see caveats below).

Application fee: $100 | Monthly membership billed after approval