How Small Businesses Can Save Big with Premier DPC + Sedera

Running a small business in Central Maryland comes with its share of challenges—rising costs, tight budgets, and the constant need to attract and retain top talent. One of the biggest hurdles? Providing affordable, high-quality healthcare benefits that don’t break the bank. Traditional health insurance premiums are skyrocketing, often costing $400-$600 per employee per month, leaving many small businesses struggling to compete with larger employers. But what if there was a better way?

At Premier Direct Primary Care (DPC) in Mount Airy, we’ve partnered with Sedera, a medical cost-sharing community, to offer a game-changing alternative to expensive health insurance. This innovative model delivers comprehensive healthcare at a fraction of the cost, helping you save money while offering a benefits package that makes your business a magnet for top talent. Here’s how Premier DPC + Sedera can transform your employee benefits and boost your bottom line.

Why Premier DPC + Sedera? Lower Costs, Happier Employees

1. Save Up to 50% on Healthcare Costs

Traditional health insurance is a budget-killer for small businesses. A typical bronze ACA plan can cost $400 or more per employee per month, with high deductibles and confusing claims processes. In contrast, Premier DPC and Sedera offer a streamlined, cost-effective solution:

• Premier DPC Membership: For just $75 per month per employee, your team gets unlimited primary care visits with Dr. Smith, a board-certified internist. This includes routine checkups, chronic disease management (like diabetes or hypertension), urgent care, and minor procedures—all with no copays or surprise bills.

• Sedera Medical Cost-Sharing: Starting at $124 per month for a 30-year-old employee (with a $500 Initial Unshareable Amount, similar to a deductible), Sedera covers major medical expenses like surgeries, hospitalizations, and specialist visits. Unlike insurance, Sedera’s community-based model avoids restrictive networks, letting employees choose providers that fit their needs, even internationally.

Together, Premier DPC + Sedera can cost as little as $199 per month per employee—potentially saving you up to 50% compared to traditional insurance. For a small business with 10 employees, that’s a savings of $18,000 per year, as one Mount Airy business discovered after switching to our model. These savings free up funds to invest in growth, employee raises, or other priorities, all while providing top-notch care.

2. Boost Employee Recruitment and Retention

In today’s competitive job market, offering attractive benefits is critical to recruiting and retaining great employees. Premier DPC + Sedera delivers a healthcare package that employees love, setting your business apart from competitors:

• Personalized Care: With Premier DPC, employees get unlimited access to Dr. Smith, including same-day appointments, 24/7 phone or text access, and unrushed visits. No more waiting weeks for a doctor or navigating insurance red tape. This means less time off work and better health outcomes, which employees value deeply.

• Peace of Mind for Big Expenses: Sedera’s medical cost-sharing provides coverage for unexpected medical events, giving employees confidence that they’re protected without the high premiums of traditional insurance. For example, a local employee faced a $140,000 hospital bill but paid only $500 out-of-pocket, with Sedera’s community covering the rest.

• Family-Friendly Flexibility: While Premier DPC focuses on adults and adolescents 16+, employees can pair our care with pediatricians for their children, creating a comprehensive family solution. Sedera’s flexible contributions make it affordable for employees of all ages.

Employees feel valued when their healthcare is accessible, affordable, and transparent. By offering Premier DPC + Sedera, you’re not just providing a benefit—you’re creating a workplace culture that attracts top talent and reduces turnover. In Central Maryland’s tight labor market, where businesses in Frederick, Westminster, and Columbia compete for skilled workers, this can be a game-changer.

How It Works: A Simple, Transparent Solution

Premier DPC and Sedera work together to cover your employees’ healthcare needs from routine to catastrophic:

• Premier DPC Handles Everyday Care: Dr. Smith provides personalized primary care, including preventive visits, chronic condition management, and same-day sick visits. Our flat $75/month fee eliminates copays and insurance hassles, letting employees focus on their health, not paperwork.

• Sedera Covers Major Medical Needs: For larger expenses like surgeries or hospitalizations, Sedera’s community pools funds to share costs. Employees pay an Initial Unshareable Amount (e.g., $500), and Sedera negotiates bills to keep expenses low. Since 2014, Sedera has helped thousands of members nationwide save on healthcare, making it a reliable partner for your business.

Real Savings, Real Impact

Consider this example: A Mount Airy small business with 10 employees switched to Premier DPC + Sedera and saved $18,000 annually compared to their previous insurance plan. Employees raved about the convenience of same-day appointments and direct access to Dr. Smith, while Sedera’s coverage gave them peace of mind for unexpected medical events. The business used the savings to fund new equipment, and their enhanced benefits package helped them hire two top candidates in a competitive market.

Here’s a quick cost comparison:

Note: Sedera costs vary by age and Initial Unshareable Amount. Contact Sedera.com for a customized quote.

Addressing Your Concerns

You might be wondering, “Is Sedera really a reliable alternative to insurance?” Sedera is not insurance but a medical cost-sharing community, which is why it’s so affordable. Since 2014, Sedera has supported thousands of members with a transparent, community-driven model. Expert advisors negotiate bills to minimize costs, and members enjoy flexibility to choose providers without network restrictions. While Sedera may not suit employees with complex pre-existing conditions, Dr. Smith’s preventive care reduces the need for costly interventions, making it ideal for healthy workforces.

Worried about employee buy-in? We’ve got you covered. Dr. Smith offers free Q&A sessions to explain DPC + Sedera to your team, ensuring they understand and appreciate their benefits. Our transparent pricing and simple process make it easy for employees to get started.

Why Choose Premier DPC for Your Business?

As a board-certified internist in Mount Airy, Dr. Smith brings years of experience to Central Maryland businesses in Frederick, Westminster, Columbia, and beyond. Premier DPC accepts innovative payment options like Bitcoin, offering flexibility for forward-thinking companies. Our partnership with Sedera creates a complete healthcare solution that’s affordable, employee-friendly, and tailored to small businesses with 5-50 employees.

Don’t let high insurance costs hold your business back. Join the growing number of Central Maryland small businesses choosing Premier DPC + Sedera for affordable, high-quality healthcare that employees love. Let’s build a healthier, happier workforce together.

Dr. Smith is a board-certified internist dedicated to personalized care at Premier Direct Primary Care in Mount Airy, Maryland. Follow us on social media for more tips on affordable employee benefits.

Take the Next Step Today

Ready to save money and make your business a top choice for employees? Premier DPC + Sedera is the answer. Here’s how to get started: